Payable Financing

Unlock capital trapped in invoices and improve liquidity.

Invoice Discounting solutions to improve cash flow for buyers and sellers.

What is Payable Financing?

Payable Financing enables corporates & vendors to receive short-term funding against their account payables, empowering them to meet their immediate financial needs. It bridges the gap between payables & receivables by allowing businesses to manage their working capital efficiently

Sales invoice Discounting

For vendors to liquidate their sales invoices to receive faster payments at a discount

Purchase invoice Discounting

Corporates can get quick funds from verified financiers to make early payments to their vendors and receive exclusive discounts

Reverse Factoring

Vendors can receive early payments against approved invoices from the corporates by selling the credits to a financier.

Sales invoice Discounting

For vendors to liquidate their sales invoices to receive faster payments at a discount

Purchase invoice Discounting

Corporates can get quick funds from verified financiers to make early payments to their vendors and receive exclusive discounts

Reverse Factoring

Vendors can receive early payments against approved invoices from the corporates by selling the credits to a financier.

Elevating Bottom Line, Maximizing Profitability and Efficiency

Payable Financing Solutions offer multiple advantages for corporates.

Improved working capital

With Payable Financing, businesses can take advantage of discounted costs without disrupting their working capital. With the help of financiers, corporates can pay their vendors early to receive discount benefits while also keeping their cash flow smooth. Corporates can choose to pay the outstanding amount to the funder on the expected due date of the invoices.

Strengthen vendor relationship

Nobody likes late payments. With payable financing, corporates can ensure timely or early payments for vendors. When corporates are punctual on their payments, it develops trust among their vendors encouraging them to offer better services and enhancing the end product quality as well.

Mitigating supply chain disruption

Early Payments empower vendors with additional working capital to meet delivery deadlines with quality products by mitigating disruptions caused by the gap between payables & receivables that often hinders the supply chain.

Reduce procurement cost

Corporates get discounts from vendors for buying raw materials with early payments, reducing the overall procurement cost while maintaining product quality for their customers in the market. This results in higher profits for the corporates.

Trusted by

Oneplus

Oppo

Kalyan Jewellers

Bajaj

Bata

Amber

Asahi India Glass Limited

Voltas

Tata Motors

Subros

Schwing Stetter

Patanjali

Paragon

Discover what customers are saying about Cashinvoice

Trusted by many CFOs, Controllers, Accountants, and Finance Admins across the world.

"PayEarly is a game-changer for our business! Their flexible early payment solution empowers us to optimize working capital, achieve substantial cost savings, and strengthen vendor relationships. With PayEarly, we confidently navigate supply chain disruptions, ensuring seamless operations. The platform's user-friendly interface and prompt customer support make the experience exceptional. Our financial agility has never been better, allowing us to invest in innovation and growth."

GA Infra

"PayEarly has truly transformed the way we manage our financial operations. Their flexible early payment solution has provided us with the necessary liquidity to thrive in a competitive market. The cost savings we've achieved have allowed us to invest in strategic initiatives, driving growth and expansion. PayEarly has also been instrumental in mitigating supply chain disruptions, giving us the confidence to navigate uncertain times. Our vendor relationships have flourished, leading to more favorable terms and improved collaboration.”

Bata India

Durgesh Singh

"PayEarly has been an indispensable partner in managing our supply chain efficiently. Their flexible early payment solution has enabled us to maintain a robust supply chain while minimizing disruptions. We've experienced significant cost savings and strengthened our vendor relationships, ensuring a smooth flow of materials and products. Thanks to PayEarly, our working capital is optimized, giving us the financial stability to drive innovation and meet market demands. We highly recommend PayEarly to any business looking to enhance their financial agility and secure their supply chain."

Himatsingka

"PayEarly has given us the flexibility of payments to our vendors and this solution has given us the financial flexibility we needed. We've saved significantly on costs and gained a competitive advantage. PayEarly has helped us maintain strong relationships with our vendors, which has translated into better deals and exclusive offers for our customers. Our working capital has improved, allowing us to seize growth opportunities even during challenging times."

Amber Enterprises

Sudhir Goyal

"PayEarly has revolutionized our financial operations! With their flexible early payment solution, we can optimize our working capital and maintain a competitive edge in the market. The cost savings we've gained have been remarkable, boosting our overall profitability. Moreover, PayEarly has been instrumental in mitigating supply chain disruptions, ensuring a smooth flow of goods and services. Our vendors appreciate the improved payment terms, and our relationships have never been stronger."

Subros

Hemmant Aggarwal

"Our experience with PayEarly has been exceptional! The flexible early payment solution they offer has been a game-changer for us. We can now strategically manage our cash flow while taking advantage of valuable discounts from vendors. Thanks to PayEarly, we've achieved significant cost savings and strengthened our vendor relationships. It has given us the financial flexibility to navigate supply chain disruptions seamlessly."

Patanjali

Priyendu Jha

Use cases

Payable Financing in Autoparts Manufacturing

Challenge

Challenges included liability distribution concerns for both suppliers and anchors in supplier discounting programs, a need for centralized standardization due to a diverse ecosystem, and the lack of standardization leading to fragmented supply chain financing programs and increased administrative burden within the group.

Solution

To address the challenges, the anchor company adopted our platform, implementing a reverse factoring solution using banks to remove balance sheet obligations. We also developed a custom SAP program for group-level discounting and configured technology setups to streamline the program, reducing administrative requirements and reconciliation efforts.